If you were born in 1973 or earlier, 2026 quietly brings something valuable your way. No forms. No chasing deadlines. Just steady support landing directly into your CPF accounts. That’s the idea behind the Majulah Package 2026, and it’s designed with one clear goal: helping Singaporeans feel more secure about retirement and healthcare as life expectancy rises.
Many people hear about the Majulah Package once, nod, and move on. But here’s the thing. This package isn’t a one-off gesture. It keeps working in the background, year after year, growing your savings with interest.
Why the Majulah Package Matters in 2026
The Majulah Package was created for “young seniors” in their 50s and 60s, as well as older Singaporeans who may not have had decades of high CPF contributions. Careers change. Some people took time off for caregiving. Others worked jobs with lower wages.
Instead of treating everyone the same, the Majulah Package uses means-testing. That simply means those with lower income or smaller CPF balances get more help. And because the money goes into CPF, it earns interest, quietly compounding over time.
The Three Key Benefits Under the Majulah Package
The Majulah Package has three main components. You may qualify for one, two, or all three, depending on your situation.
Earn and Save Bonus
This is the only annual part of the package.
If you’re still working and earn between 500 and 6,000 dollars a month, you may receive 400 to 1,000 dollars every year. The bonus goes into your CPF Retirement Account or Special Account, depending on your age.
Lower earners receive higher amounts. The message is simple: keep working if you can, and your future self benefits.
Retirement Savings Bonus
This is a one-time top-up of 1,000 to 1,500 dollars.
It’s meant for those with lower CPF retirement balances. Think of it as a boost to strengthen your long-term monthly payouts later on. You don’t need to invest or manage anything. CPF does the heavy lifting.
MediSave Bonus
Healthcare costs worry many seniors more than daily expenses. That’s why the MediSave Bonus, ranging from 1,250 to 2,000 dollars, exists.
This one-time top-up strengthens your medical savings, helping with insurance premiums, hospital bills, and outpatient treatments. Those with fewer resources receive the higher amounts.
Who Is Eligible in 2026?
Eligibility is refreshingly simple.
If you’re a Singapore citizen born in 1973 or earlier, you automatically qualify for at least one part of the Majulah Package. There’s no application process. Credits are paid directly into your CPF accounts based on government records.
To see exactly what you’re receiving, the best place to check is govbenefits.gov.sg.
How the Majulah Package Fits Into the Bigger Picture
The Majulah Package 2026 works alongside other CPF enhancements, higher contribution rates, and matching schemes. On its own, each amount may seem modest. Together, they build something much bigger: confidence.
Confidence that your retirement savings are growing. Confidence that healthcare costs are covered. And confidence that you’re not navigating later life alone.