Gratuity Rules 2025 Explained: What Employees & Employers Must Know

The Gratuity Rules 2025 came into effect on November 21, 2025, with the implementation of four new Labour Codes in India. These changes expand coverage, simplify eligibility for fixed-term employees, and broaden the wage base for calculations, benefiting millions of workers across sectors.

Easier Eligibility for Fixed-Term Employees

Previously, gratuity required five years of continuous service. Now, fixed-term contract workers qualify after just one year of service. This brings them at par with permanent employees, offering faster financial security in today’s gig and contract-heavy job market.

Expanded Wage Definition

The new codes mandate that basic pay plus dearness allowance must form at least 50% of total cost-to-company. This wider wage base increases gratuity amounts for many employees, as calculations use a higher salary figure instead of just basic pay.

Greater Responsibility on Employers

Principal employers now bear direct liability for gratuity payments to contract workers. This ensures timely payouts even if the contractor defaults. The reforms also lay groundwork for including platform and gig workers under social security nets.

Payment Timeline and Tax Benefits

Employers must pay gratuity within 30 days of it becoming due, with interest for delays. The tax-exempt limit remains ₹20 lakh for private sector employees. Government employees enjoy full exemption without ceiling.

FeatureDetails
Eligibility (Permanent)5 years continuous service
Eligibility (Fixed-Term)1 year continuous service
Calculation Formula(Last drawn wages × 15/26) × Years of service
Minimum Wage ComponentBasic + DA ≥ 50% of total CTC
Tax-Free Limit (Private)₹20 lakh
Payment DeadlineWithin 30 days (interest on delay)

Why Gratuity Rules 2025 Matter

These updates provide stronger retirement security amid frequent job changes and rising costs. Higher potential payouts and wider coverage help employees build better corpus for post-retirement needs. The parity for contract workers reduces inequality in benefits.

Review your employment contract and consult HR for exact impact under the new Gratuity Rules 2025. Stay informed through official Ministry of Labour notifications.

Also read: DA Hike 2025: Latest Update on 3% Rise, Arrears and Payment Timeline

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