Canara Bank offers a 191-day fixed deposit in 2025 as part of its flexible short-term FD schemes. This tenure falls in the 181 days to less than 1 year category, providing decent returns for investors seeking liquidity with better interest than regular savings accounts.
Why Choose a 191-Day FD?
This short-term deposit suits those who want guaranteed returns without long lock-in periods. It delivers simple interest at maturity, backed by one of India’s largest public sector banks with full DICGC insurance up to ₹5 lakh per depositor.
Current Interest Rates in 2025
As of December 2025, Canara Bank pays 6.00% p.a. for general citizens on tenures from 181 days to less than 1 year. Senior citizens (60+) receive an additional 0.50%, pushing the rate to 6.50% p.a., making it one of the better short-term options available.
Key Features and Benefits
Minimum deposit starts at ₹1,000, with no upper limit. Interest is paid only at maturity (no quarterly/monthly payout option for this tenure). Premature withdrawal is allowed with a penalty of 0.50% to 1% depending on the period. Auto-renewal facility is also available.
Eligibility and Easy Booking
Resident individuals, HUFs, trusts, and senior citizens can open this FD. Book online via Canara Bank’s net banking, mobile app, or visit any branch with basic KYC documents. No medicals or special approvals are needed.
| Feature | Details |
|---|---|
| Tenure | 191 days (181 days to <1 year category) |
| Interest Rate (General) | 6.00% p.a. |
| Interest Rate (Senior Citizens) | 6.50% p.a. |
| Minimum Deposit | ₹1,000 |
| Interest Payout | At maturity (simple interest) |
| Premature Withdrawal Penalty | 0.50%–1.00% (depending on period) |
Secure Returns with Flexibility
The Canara Bank 191-Day FD 2025 combines safety, competitive short-term returns, and easy access. It’s perfect for emergency funds, bridging investment gaps, or earning better than savings while keeping money liquid.
Open your 191-Day FD today through Canara Bank’s digital platforms or nearest branch and enjoy hassle-free, guaranteed returns in 2025.
Also read: HDFC Bank 117-Day FD 2025: Earn 6.25% Interest, Seniors Up to 6.75%, See Details